If you are injured in the workplace, you will be entitled to worker’s comp in most cases.The process of filing a worker’s compensation claim can be difficult because there are specific and critical details that are often overlooked. There are five questions you should know the answer to so you can avoid making common mistakes in your worker’s comp claim.
- How long should I wait before filing a worker’s compensation claim?After a workplace injury, you may find yourself wondering how long you should wait until you tell your employer what happened. A common problem with this is many people wait too long. Under South Carolina’s Worker’s Compensation act, you are required to inform your employer of the injury within a deadline. If you wait too long, it may be too late to receive benefits. Another common mistake to avoid is thinking worker’s comp isn’t necessary because your injury is minor. Many injuries that initially seem small can become more severe and expensive over time if left untreated.
- What should I do if I am not sure I have a legitimate claim?Almost any injury, from a broken bone to an aggravated pre-existing condition, is eligible for worker’s comp. Don’t decide not to pursue a claim because you aren’t sure if it is valid. Worker’s compensation covers the costs of any necessary medical treatment to your injury, no matter how severe or seemingly minor.
- What should I tell my doctor after a workplace injury?Many people neglect to tell their doctor that their injury was a result of a work-related accident. This can be a critical mistake which will turn out unfavorable for you. Another common mistake is injured workers will assume their employers will have notice when they report their injury to their doctor as work related. You should ensure that both your employer and your doctor are fully informed of the incident.
- How should I pay for my medical treatment?Many injured workers make the mistake of putting their treatment on their personal insurance. This can create a variety of problems and will end up costing you more money. By putting it on your personal insurance, you risk being denied the benefits of worker’s compensation. Under South Carolina law, the your employer’s worker’s compensation insurance carrier is supposed to pay for any work related injury.
- Who do I turn to after a workplace injury?The process of worker’s comp can be difficult and daunting, and the insurance companies don’t always have your best interest in mind. Hiring an experienced attorney from Howell and Christmas can make the process easier. We know how deal with insurance companies and will fight to ensure you get the compensation you are entitled to.
If you have been injured at work, filing for a worker’s compensation claim is not as straightforward as you may think. There are many small and critical details not many people know about, and the insurance companies will likely use that to their advantage. Read more about how you can prevent making common mistakes when filing your worker’s compensation claim.