Workplace injuries and fatalities can devastate a family’s financial stability and leave an injured employee struggling to recover. While nothing can ever undo the pain of a workplace injury or death on the job, the law does provide broad protection to those who are hurt while doing work tasks.
Unfortunately, it can sometimes be difficult to get the benefits that you deserve after you get hurt at work. Howell & Christmas is here to help after you suffer an injury, as our attorneys have dedicated their careers to assisting injured victims in getting the money they need to cover losses.
Call today to schedule a free consultation and learn how we can assist you after a workplace accident or when you are ill because of your job. We represent clients throughout Georgetown and surrounding areas, and we have the experience, compassion, and knowledge you need to help with your case.
Understanding the Workers’ Comp System
Employers are required to either be self-insured or to buy workers’ compensation insurance for virtually all employees. Workers’ compensation insurance covers employees for all workplace accidents and all workplace illnesses that happen as a direct result of job duties or job requirements.
Workers’ compensation laws established a strict liability system. This means that an injured worker does not have to demonstrate that an employer was negligent or careless in any way in order to successfully make a work injury claim. No matter how an accident happened or how an illness occurred, the employee affected is entitled to make a workers’ compensation claim if he can prove that his health problems are job-related.
Workers’ compensation laws also established an exclusive remedy system. As a result, injured workers are not allowed to sue their employers after a workplace injury, except under very limited circumstances. This means that when you are hurt or sick because of your work tasks, you must prevail in your workers’ compensation claim if you want your damages to be covered.
Howell & Christmas can help clients throughout Georgetown and surrounding areas with all aspects of their work injury claim and if they are entitled to it can assist you in getting the money they need. We can also evaluate your situation to determine if any third parties were negligent, such as the manufacturer of tools used on the job or a non-employer project manager. If any non-employer shares responsibility for your injuries, you may be able to make both a personal injury claim and a workers’ compensation claim.
Getting Help with a Work Injury Claim
Workers’ compensation benefits should apply in all situations where you are sick or injured due to doing your job. This includes:
- Repetitive stress injuries
- Injuries from accidents
- Injuries caused by overexertion
- Illnesses caused by exposure to hazards, chemicals or toxins in the workplace
If your claim is denied, if your employer or the insurer fail to pay 100 percent of your medical bills, or if you otherwise believe you are not getting the full benefits workers’ compensation provides to you, it is essential you speak with a workers’ compensation lawyer.
Howell & Christmas will be there for you at every step, from initial claims to appealing denials to resolving benefits disputes. Call today or contact us online to speak with a member of our legal team and to learn more about how we can help with your work injury claim.