No matter what type of industry you work in or job you perform, everyone is at risk for being injured on the job in Sumter. In some instances the injury may be immediate, such as when a driver is involved in an automobile accident or a piece of equipment injures a construction worker or a light fixture falls from the ceiling in your office building. There are also less immediate types of injuries that develop over time due to repetitive stress injuries, such as carpal tunnel syndrome or back complications.
If you or someone you know has been injured on the job, they might be entitled to workers’ compensation benefits. Workers’ compensation, frequently referred to as “workers’ comp,” is a valuable safety net that provides workers who suffer an injury on the job with certain benefits. Some of the benefits of workers’ comp include:
- Payments for medical treatment
- Payments for temporary disability
- Payments for permanent disability
- Death benefits payable to families who lost a loved one
How Do I know if My Employer Has Workers’ Comp?
In South Carolina, any employer who regularly employs more than four employees is required to carry a workers’ compensation insurance policy. Employers operating in accordance with South Carolina’s workers’ compensation laws must also post a notice stating that they are covered. However, not all employers follow the rules due to either cost-saving measures or ignorance of the law. In cases where a worker has been injured on the job and his or her employer does not carry workers’ compensation insurance, the state of South Carolina has its own insurance policy to ensure that workers get the benefits they are entitled to.
Will I Lose My Job if I File a Workers’ Comp Claim?
Many injured workers with legitimate claims never file them because they are afraid that they will be fired. While this may happen, it is illegal to fire an employee for filing a legitimate workers’ comp claim, and is in violation of several state and federal laws. If your employer does fire you because you filed a workers’ comp claim, they will be subject to a lawsuit for wrongful termination, discrimination, and possibly more.
Legitimate claims are often denied by aggressive insurance companies, who claim that you or your loved one was not injured or that your injury is not serious enough to qualify for workers’ comp benefits. A claim denial can cause you to lose important benefits that you and your family need during this difficult time. Our attorneys know how to play hardball with insurance companies and help get you the benefits you deserve.
The experienced workers’ comp attorneys at Howell & Christmas have over 30 years’ combined experience representing clients in workers’ compensation lawsuits. We understand what a difficult time this can be for you, and are here to help you navigate the process of filing your claim.
If you or someone you love has been injured on the job, contact the law offices of Howell & Christmas today to schedule a free consultation. We help clients file workers’ comp claims throughout the state of South Carolina, including Sumter. Request a free consultation now.